board of directors

Joseph Bracewell - Chairman of the Board

Mr. Bracewell has served as the Chairman of the Board of Directors of the Company since 2019. Prior to that time, he served as chairman of WashingtonFirst Bank from its inception in 2004 until it was acquired by Sandy Spring Bank in 2018.

During his 50 years in the banking business, Mr. Bracewell has participated in the organization and management of seven community banks in Texas and Washington, D.C., including serving as Chairman/President/CEO of West University Bank, NA in Houston, which was established in 1976 and sold to Compass Bancshares, Inc. in 1998, and as Chairman/President/CEO of Century National Bank in Washington, D.C., which was established in 1982 and sold to United Bankshares, Inc. in 2001. From 2002 through 2012, he was a partner in the law firm of McKee Nelson LLP and its successor firm of Bingham McCutchen LLP. In 1980, Mr. Bracewell was appointed by President Jimmy Carter as President of the Solar Energy and Energy Conservation Bank. Mr. Bracewell is a former director and vice chairman of the Federal Home Loan Bank of Atlanta, and a former director of the Independent Bankers Association of America. Mr. Bracewell graduated from Harvard University with an AB cum laude in applied mathematics and holds an MBA from Stanford University, a JD summa cum laude from American University, and a Chartered Financial Analyst certificate. 

Shaza Andersen - Director and Chief Executive Officer

Shaza Andersen is the Chief Executive Officer of the Company and has served as a director since 2019. Ms. Andersen is responsible for the overall strategic direction and growth of the Company.

Prior to starting the Company in 2019, Ms. Andersen served as the Vice Chair of the Board of Sandy Spring Bank. Prior to joining the Board, Ms. Andersen founded and served as Chief Executive Officer of WashingtonFirst Bank, a wholly owned subsidiary of WashingtonFirst Bankshares, Inc. Ms. Andersen’s leadership grew WashingtonFirst Bank from a single de novo branch to over $2 billion in assets, with 19 branches in Maryland, Virginia and Washington, D.C. Ms. Andersen completed the sale of WFBI to Sandy Spring Bancorp (NASDQ: SASR) for $489M in stock, which equates to 256% of its tangible book value. By dollar value, it was the largest banking deal in the Mid-Atlantic region and ranks among the 10 largest deals in the country. Ms. Andersen serves on the FDIC Advisory Committee on Community Banking. She is also a member of the Board of Directors of Amalgamated Casualty Insurance Bank and a past member of the Federal Home Loan Bank of Atlanta, where she was the Vice Chair of the Corporate Governance Committee and a member of the Housing Committee and also served on the Treasury Board of the Commonwealth of Virginia.

Ms. Andersen founded the Trustar Youth Foundation (formerly the WashingtonFirst Youth Foundation), a local not-for-profit organization dedicated to enriching the physical, social, and mental well-being of children in the Greater Washington area. In addition, Ms. Andersen donates her time and talent to organizations that focus on children, entrepreneurship and education including: the Washington Commanders Leadership Council, the INOVA Foundation Health Board, Artists and Athletes Alliance, the National Association of Women Business Owners Leadership Circle, the Executive Board of the Blitz for the Better Foundation, the Board of Directors of the Washington Tennis and Education Foundation, the George Mason University Dean’s Advisory Council, the International Women’s Forum of Washington, D.C., and the Global Good Fund Advisory Board. She previously served on the Board of Trustees for Youth for Tomorrow, the Board of Directors of the Wolf Trap Foundation, the Executive Committee of the Board of Directors for Junior Achievement of Greater Washington and was a member of the Young Presidents’ Organization (YPO).  

C. E. Andrews - Director

 

 

Mr. Andrews has served as a director since 2019.

Mr. Andrews served as a director of WashingtonFirst Bank from 2012 until it was acquired by Sandy Spring Bank in 2018. Mr. Andrews served as MorganFranklin’s Chief Executive Officer for 4 years, leading the firm to significant growth, expansion into new markets, and a transition to a 100% Employee Stock Ownership Plan (ESOP) structure. Prior to joining MorganFranklin, Andrews served as President and Chief Operating Officer of RSM McGladrey, Inc. where he built the firm’s brand, talent, and share in the middle market and continued its profitable growth while under the ownership of H&R Block, Inc. Andrews has served in various positions at SLM Corporation (Sallie Mae), including President, CEO, Chief Financial Officer, and Executive Vice President, among others. Andrews started his career at Arthur Andersen where he spent 28 years in roles of increasing responsibility including leadership positions in the Greater Washington region and globally. 

Carl Biggs - Director

Mr. Biggs has served as a director since 2020.

Carl L. Biggs has over 34 years of in-depth experience in commercial and industrial wastewater treatment operations. He has extensive knowledge in the treatment of water used in heating and air conditioning building campuses like hospitals and universities. In 1987, Mr. Biggs founded C & E Services, Inc., a total facility for management operations, maintenance, and industrial water treatment company that successfully supports government and commercial customers. Since 1987, C&E Services has served a wide variety of customers from Virginia’s Shenandoah Valley to Wilmington, Delaware to Fort Worth, Texas as well as the Department of State at various overseas locations. C&E Services provides hundreds of chemical products, engineering services, and water treatment systems.  His company manufactures over 50 chemical products and is an authorized supplier on the General Services Administration’s Federal Supply Schedule.

In addition, Mr. Biggs is the founding member of the Community Coalition for Haiti (CCH) and has served as Chairman of the Board since 2000. This coalition of doctors, administrators and community leaders works to improve the health conditions of Haitians. Many members of the coalition travel to Haiti periodically to provide hands-on service. Mr. Biggs currently operates a medical clinic in Jacmel, Haiti, and CCH also provides clean water for the hospital in Pignon, Haiti.  Mr. Biggs is currently helping to construct a water and sewer system for the hospital. Mr. Biggs has served on the INOVA Board of Trustees for twelve years.

Patrick J. Bracewell - Director

Mr. Bracewell has served as a director for the Company since July of 2022. He served as an Advisory Director for Trustar Bank from 2019 through June of 2022.

Mr. Bracewell is the Chairman and Chief Executive Officer of Forge Group, Inc., a specialty property and casualty insurance business. Mr. Bracewell joined Forge in 2011. Prior to joining Forge, Mr. Bracewell served as a vice president in the investment banking group at Friedman, Billings, Ramsey & Co., Inc. in Washington, DC and London. Mr. Bracewell graduated from Bowdoin College with an A.B. in economics and history.

The Honorable Barbara Comstock - Director

Ms. Comstock has served as a director of the Company since 2020. 

Barbara Comstock is a senior adviser at Baker Donelson law firm, one of the largest law firms in the country with offices in 10 states. Ms. Comstock was elected to Congress in 2014 and served two terms representing Virginia’s 10th Congressional District and was the first woman elected to that seat. She was named as one of the “Top Ten Most Effective Lawmakers” in the 115th Congress by the Center for Effective Lawmaking, a joint effort of the University of Virginia and Vanderbilt University. While in Congress, Ms. Comstock was the only woman in the Virginia congressional delegation and the only Virginia member to Chair a Subcommittee. Prior to serving in Congress, Ms. Comstock served as a Member of the Virginia House of Delegates. There she was also a leader on technology issues serving as chairwoman of the Science and Technology Committee. She also served on the Commerce and Labor Committee and the General Laws Committee.

Prior to elected office, Ms. Comstock co-founded her own public affairs firm and was a senior partner at Blank Rome Government Relations. She also served as Director of the Office of Public Affairs for the U.S. Department of Justice, overseeing the communications efforts at the Justice Department and FBI, handling communications dealing with major terrorism investigations, corporate fraud, and antitrust matters. In 2013, Ms. Comstock founded “The Young Women’s Leadership Program” for women in high school and junior high, which will now be housed at the Barbara Comstock Institute for Women in Leadership at George Mason University’s Schar School of Policy and Government. Ms. Comstock is a graduate of Georgetown University Law Center and Middlebury College with a BA in Political Science. 

George W. Connors - Director, President, and Chief Credit Officer

Mr. Connors is the President and Chief Credit Officer of the Company. He has served as a director of the Company since 2019. 

Mr. Connors most recently served as EVP and Division Head of the Virginia and Washington D.C. commercial markets for Sandy Spring Bank. Prior to this position, Mr. Connors was a founding director and served as President and Chief Credit Officer of WashingtonFirst Bank, a wholly owned subsidiary of WashingtonFirst Bankshares, Inc. Under Mr. Connors’ leadership, the loan portfolio grew to $1.8 billion in the 14 year history from its start with a lending limit growing from $1.6 million at inception to $40 million in its 14 year history. The loan quality was held to a high standard with NPAs consistently kept well under 1%, including during the times of acquisitions of other banks. Mr. Connors serves as Chairman of United Cerebral Palsy of Washington D.C. and Northern Virginia (serving on Board since 2002).

He is currently a member of the faculty of the National Commercial Lending School under the Center for Financial Training (faculty member since 2001), where he also serves on the Board (since 2004). He is active in his community serving as the Treasurer of The Falls Church Anglican as well as the Treasurer of 6565 Arlington Boulevard, LLC, the real estate entity that manages the Church, a 144,000 SF office building and a 560 parking space garage (since 2013). He was active in the scouting community in Arlington, VA serving as Pack Master and Life to Eagle Coordinator for Pack 641 and Troop 106, respectively. Since 2016, Mr. Connors  serves as a US Trustee to the Anglican Relief and Development Fund, an organization that raises funds and develops sustainable projects in disaster stricken regions of the world; and Treasurer for Trustar Youth Foundation (formerly the WashingtonFirst Youth Foundation). Mr. Connors has been a guest lecturer at the Marymount University since 2020.  Mr. Connors graduated from Centre College with a BS in Economics and holds an MBA from George Mason University.

Stephen M. Cumbie - Director

 

Mr. Cumbie has served as a director of the Company since 2019. 

Mr. Cumbie also served as a director of WashingtonFirst Bank from 2016 until it was acquired by Sandy Spring Bank in 2018. Mr. Cumbie is the Chief Executive Officer, Principal, and President of NVCommercial Incorporated, Chairman & Chief Executive Officer of NVRetail, Inc. and Member of Metro Management Services, LLC, commercial real estate investment, development and service companies which projects exceed $1.0 billion in the Washington, D.C., Richmond, Virginia, and Denver, Colorado areas. NVCommercial and NVRetail projects include office, retail, hotel, and mixed-use properties. Metro Management Services provides asset management, property management, and development management services. Mr. Cumbie is also the President of NVCapital Advisors, which managed a $30+ million opportunistic real estate investment fund. Since the initial closing in November 2011, the fund made nine investments totaling over $33 million and successfully liquidated all investments. NVCapital Advisors manages three other apartment investments outside of the fund. From 2008 to 2011, Mr. Cumbie served as the Executive Director of the Center for Real Estate Development at the University of North Carolina’s Kenan-Flagler Business School and as an adjunct professor.  He co-taught the real estate development course in the MBA program. From 1977 to 1983, Mr. Cumbie co-founded all of the “NV” companies including NVR, a publicly traded home building company that operates through the Ryan Homes and NVHomes trade names (2015 revenues of $5.27 Billion).

Mr. Cumbie graduated Phi Beta Kappa from the University of North Carolina in 1970 and received an MBA from UNC in 1973. He is the past Board Chair and Board Member of INOVA Health System (2021 revenues of $4.6 Billion).  He actively serves on the Board of Directors of William A. Hazel, Inc., UNC’s Kenan-Flagler Business School Foundation and the Tysons Partnership. Mr. Cumbie previously served on the Board of Directors of George Mason University’s Board of Visitors, NVR, Inc., NVR Savings Bank, Potomac Bank of Virginia, AusculSciences, Inc., the Unity School of Christianity and the Fairfax County Chamber of Commerce. Both NVR Savings and Potomac Bank were sold for significant gains to Crestar and Sandy Spring Bank respectively. He was the President of the Northern Virginia Chapter of NAIOP in 1991 and served as a member of the national NAIOP Board from 1999-2004. Mr. Cumbie was appointed to the Virginia Public Buildings Board by Governor Mark Warner, the Virginia Port Authority Board of Commissioners by Governor Tim Kaine, and the George Mason University Board of Visitors by Governor Terry McAuliffe. 

Thomas E. Doughty - Director

Mr. Doughty has served as a director of the Company since 2020. 

Mr. Doughty is Vice Chairman and International Director at Jones Lang LaSalle, Inc., a global professional services and investment management company specializing in real estate. He was an investor and Advisory Board Member of WashingtonFirst Bank from 2004 until it was acquired by Sandy Spring Bank in 2018. At Jones Lang LaSalle, Mr. Doughty advises global law firms and financial services institutions on real estate issues across the United States and abroad. He also serves as the Principal Broker for the Washington, D.C. office. Prior to joining Jones Lang LaSalle through merger, he was a principal at Spaulding & Slye LLC, a Boston and Washington based real estate investment and development firm. Prior to entering the commercial real estate industry, Mr. Doughty engaged in a private law practice, and subsequently spent eleven years as a Special Agent of the Federal Bureau of Investigation, with service in New York, California, and Washington, D.C. Mr. Doughty has served as a board member of the Northern Virginia Fellowship of Christian Athletes and the Safe Streets Foundation. He is a long-time parishioner at The Falls Church Anglican, and has served as a vestry member, Junior Warden, and a member of the finance committee. Mr. Doughty holds a BA and a JD from the College of William and Mary. He is a member of the Virginia State Bar, and is a licensed real estate broker in Virginia, Washington, D.C., and New York. 

Jai N. Gupta - Director

Mr. Gupta has served as a director of the Company since 2020. 

Currently, Jai Gupta is the vice-chairman of KeyLogic Holdings, LLC, a government contracting company. Several years ago, he had retired from L-3 Communication Corporation (L3/Harris) where he was a Group President managing several of the L-3 com subsidiaries including L-3 Government Services, Inc. (GSI). Prior to heading up the Group, he was president of EER/GSI which he had founded in 1979 and sold to L-3 Com. Academic achievements in electrical engineering earned him a PhD from Purdue University; an MS from Queen’s University, Kingston, Ontario, Canada and a B/Tech from the Indian Institute of Technology (IIT) Delhi, India. 

Juan A. Mencia - Director

Mr. Mencia has served as a director of the Company since 2019.

Mr. Mencia served as a director of WashingtonFirst Bank from 2005 until it was acquired by Sandy Spring Bank in 2018. Mr. Mencia was the founder, President, and Chief Executive Officer of The Cube Corporation, a nationally recognized facilities management company, from March 1994 to March 2005. He received the Ernst & Young Entrepreneur of the Year for the Greater Washington Area in 2000 and the Hispanic Business Magazine’s National Entrepreneur of the Year in 2001. Mr. Mencia is President and Chief Executive Officer of Cornerstone Building Services, Inc., a Company that provides building restoration, repair and waterproofing services throughout the Washington metropolitan area. Additionally, Mr. Mencia is an investor partner with Venture Philanthropy Partners (VPP) whose mission is to serve the needs of children of low-income families in the Washington Metropolitan region and to demonstrate a unique approach to effective philanthropy. 

Madhu K. Mohan, MD - Director

Dr. Mohan has served as a director of the Company since 2019. 

Dr. Mohan also served as a director of WashingtonFirst Bank from 2006 until it was acquired by Sandy Spring Bank in 2018. He was Chairman of the Board of First Liberty Bancorp, Inc. and First Liberty National Bank prior to its acquisition by the WashingtonFirst Bank. Dr. Mohan is a practicing endocrinologist and President of the Riverside Medical Group. He is the Executive Medical Director of the Doctors Community Hospital for Ambulatory Practices and a member of the board of directors of the Doctors Community Hospital Foundation.   Dr. Mohan is also a member of Public Health Foundation of India, New Delhi, India, and the Indian Institute of Public Health, Hyderabad, India. He is a founder and a trustee of MediCiti Institute of Medical Sciences, Hyderabad, India. Dr. Mohan serves as the Chairman of a $250 million private equity fund investing in India, Europe, and the United States. Dr. Mohan has been involved in various community projects and multiple businesses in health care, technology, biotech and real estate. 

Kenneth Morrissette - Director

Mr. Morrissette has served as a director of the Company since 2019. 

Mr. Morrissette also served as a director of WashingtonFirst Bank from 2010 until it was acquired by Sandy Spring in 2018. Mr. Morrissette has served as President and Chief Executive Officer for Interstate Service Group, Inc., and several of its sister companies, from their worldwide headquarters in Springfield, Virginia since 2010. At age 16, Mr. Morrissette began working for the family business, Ace Van & Storage Co., Inc., founded by his father, Arthur E. Morrissette, in 1943. During his career with the family business, Mr. Morrissette has been responsible for management of all of the legal, financial, IT and administrative areas of the worldwide logistics and relocation businesses. In addition, Mr. Morrissette, together with his two brothers own and manage an extensive office, industrial, and retail shopping center real estate investment portfolio. Mr. Morrissette has served as officer and board member on various community and transportation industry associated boards, and currently serves on the board of The Salvation Army National Capital Region. 

James P. Muldoon - Director

Mr. Muldoon has served as a director of the Company since July of 2022. He served as an Advisory Director for Trustar Bank from 2019 through June of 2022.

Mr. Muldoon was a founding director of WashingtonFirst Bank from 2002 until it was acquired in 2018.  Mr. Muldoon is a veteran of the United States Air Force. Following his military service in communications intelligence, Mr. Muldoon continued his service to the country as Administrative Assistant to US Senator Birch Bayh. Mr. Muldoon is the founder, CEO, and President of METCOR Ltd., a full-service consulting and training firm. Mr. Muldoon is a visionary leader with 40 years of experience providing management consulting services including strategic planning, client relationship interface, marketing and acquisition strategy development, and implementation. Mr. Muldoon serves on numerous boards for industry and philanthropic organizations. He is renowned for competing on his sailboat Donnybrook around the world and is the founder of the Brendan Corporation, a charitable organization that uses sailing to build pathways for personal growth in children with Learning Differences.

Randall S. Peyton, MD - Director

 

Dr. Peyton has served as a director of the Company since 2019.

Dr. Peyton, founder and CEO of Arthritis & Sports Orthopaedics, Physical Therapy and Wellness, is an internationally known orthopaedic surgeon who has been practicing in the Northern Virginia area since 1995. After completing his residency at The Johns Hopkins Hospital, and a prestigious fellowship in adult reconstruction and total joint replacement surgery at the Rothman Institute of Thomas Jefferson University in Philadelphia, his focus is the treatment of arthritis, sports injuries, and musculoskeletal problems of the hip and knee. Dr. Peyton has distinguished himself in the field of orthopaedics and is considered both a leader and pioneer. Dr. Peyton is an innovator and assisted in the design of the Biomet Taperloc Total Hip System, and he also designed the “Simplified Tensor” for more accurate placement of total knee replacements to eliminate instability. He was the first in the Northern Virginia/Washington D.C. area to implant the Oxford uni-compartmental knee. Dr. Peyton continues to teach other orthopaedic surgeons the minimally invasive anterior approach for total hip replacement both nationally and internationally. Currently, he is on an international design team developing a new total knee replacement system.

Dr. Peyton is a fellow in the American Academy of Orthopaedic Surgeons (AAOS) and belongs to several professional organizations including the American Association of Hip and Knee Surgeons (AAHKS) and the Arthroscopy Association of North America (AANA). Dr. Peyton served on the Board of Directors of WashingtonFirst Bank from 2007 until it was acquired by Sandy Spring Bank in 2018 and on the Board of Directors of WashingtonFirst Bankshares, Inc. from its inception in 2009 until it was acquired by Sandy Spring Bank in January 2018. Dr. Peyton also serves on the Boards of Med Tech Associates, Virginia Physicians Risk Retention Group, and Ambulatory Surgery Center of Bethesda. He is active in his community supporting USO, Wounded Warrior Project, NBC 4 food drive, Toys for Tots, Wolf Trap, his church, and Trustar Youth Foundation (formerly WashingtonFirst Youth Foundation).

Michael Rebibo - Director

 

Mr. Rebibo has served as a director of the Company since 2019.

Michael Rebibo is a Managing Partner with Jera Partners, LLC a commercial real estate investment and management firm focused on industrial net leased properties.  Prior to Jera Partners, Mr. Rebibo founded 1st Portfolio Wealth Advisors and 1st Portfolio Lending, both financial services companies that provided wealth management and mortgage banking services, and later sold to WashingtonFirst Bankshares, Inc. in 2015 and subsequently sold to Sandy Spring Bank in 2017. He is also a co-founder of Ategra Capital Management, LLC, a focused equity hedge fund that invests primarily in the banking sector. Mr. Rebibo is one of the founders of Access National Corporation, a bank holding company with $3 billion in assets where he served as a senior executive of the bank, and as President and CEO of Access National Mortgage until Access was acquired by Atlantic Union Bankshares. Prior to forming Access National, Mr. Rebibo served as President and CEO of Mortgage Investment Corporation and Financial Security Corporation, a fee-only financial planning firm.

Mr. Rebibo has served on several boards of directors and committees for non-profit organizations including: JMU College of Business and Center for Entrepreneurship, Inova Health System, Wolf Trap Center for the Performing Arts, the Shenandoah National Park Trust, Brain Injury Services, Inc., and the Pentagon Survivors Fund Distribution Committee, a group established to approve the distribution of funds collected for the September 11th terrorist attack on the Pentagon. In addition, he is a past chairman of the Financial Planning Association of the National Capital Area (FPANCA). Mr. Rebibo is a Certified Financial Planner professional. He holds an MBA in Finance from George Washington University and a BA in Finance from James Madison University.

The Honorable Joe R. Reeder - Director

Mr. Reeder has served as a director of the Company since July of 2022. He served as an Advisory Director for Trustar Bank from January 2022 through June of 2022.

Mr. Reeder is a principal shareholder of the law firm of Greenberg Traurig LLP, one of the nation’s largest law firms, with 43 locations and 2,500 attorneys worldwide, for which Mr. Reeder served as Shareholder-in-Charge of the law firm’s Mid-Atlantic Region offices from 1999 to 2008. His clientele includes celebrities, heads of state, sovereign nations, international corporations, and law firms. As the 14th Undersecretary of the U.S. Army (1993-97), he also served three years as Chairman of the Panama Canal Commission’s Board, overseeing a multibillion-dollar infrastructure program. For the past 18 years, he has served on the Canal’s International Advisory Board.  He has written extensively in leading journals on the subject of corporate cybersecurity, served on the boards of the National Defense Industry Association (“NDIA”), chairing NDIA’s Ethics Committee, the Armed Services YMCA, the Marshall Legacy Institute, and many other private companies and charitable organizations. Mr. Reeder served as a director of ELBIT Systems of America, LLC, (2005-2020), a subsidiary of Elbit Systems Ltd. (NASDAQ: ESLT), a multi-billion-dollar provider of defense, homeland security, and commercial aviation system solutions.

Mr. Reeder has served as a director of WashingtonFirst Bank, the bank subsidiary of WashingtonFirst Bankshares, Inc., from 2004 to 2017; WashingtonFirst Bankshares, Inc. (NASDAQ: WSBI), from 2009 to 2017; Sandy Spring Bancorp, Inc. (NASDAQ: SASR), from 2018 to 2020, and Permafix Environmental Services Inc (PESI) from 2003-current. After successive 4-year appointments by Virginia Governors Mark Warner and Tim Kaine, Mr. Reeder served seven years as Chairman of two Commonwealth of Virginia military boards, and 10 years on the USO Board of Governors. Appointed by former Governor Terry McAuliffe to the Virginia Military Institute’s Board of Visitors (2014), he was reappointed in 2018 by former Virginia Governor Ralph Northam, with his term ending in 2022. Mr. Reeder, who has been a television commentator on legal and national security issues, has consistently been named a Super Lawyer for Washington, D.C., most recently in 2022. In May 2018 Mr. Reeder was appointed to the Advisory Council Bid Protest Committee to the United States Court of Federal Claims.

A West Point graduate who served in the 82nd Airborne Division after Ranger School, Mr. Reeder earned his J.D. from the University of Texas, and L.L.M. from Georgetown University.  

 

Abigail Rosenfeld - Director

Ms. Rosenfeld served as a director of the Company since July of 2022. She served as an Advisory Director for Trustar Bank from 2019 through June of 2022.

Ms. Rosenfeld served as a director of WashingtonFirst Bank from 2004 until it was acquired in 2018.  She was Chief Financial Officer and Treasurer of Infrastructure Management Group, Inc. (IMG), a global advisory firm specializing in infrastructure finance, from 1996 until its sale to Dutch firm Rebel Group in 2017.  Previously, Ms. Rosenfeld was Development Officer for Virginia Properties Associates, a Virginia-based commercial real estate development firm specializing in office building development in the Washington DC area.  Prior to this, Ms. Rosenfeld was Assistant Vice President for real estate as well as securities investments, for ASB Capital Management, Inc., an investment advisory firm managing over $3 billion of Institutional money.  She has experience in civil engineering as a land-use specialist for residential developers in the Maryland area. Ms. Rosenfeld served as Vice-Chair of the Board of Trustees of National Presbyterian School, where she chaired the Finance Committee and the Investment Committee.  She also sat on the Board of 1st Portfolio, a registered investment advisory firm, when it was a subsidiary of Washington First Bank. She volunteers for SCORE, a national group working to serve as business counselors to local entrepreneurs. 

Director Emeritus

Joseph Bracewell - Organizer and Chairman of the Board

Joseph S. Bracewell served as chairman of WashingtonFirst Bank from its inception in 2004 until its merger with Sandy Spring Bank in 2018. During his 45 years in the banking business, Mr. Bracewell has participated in the organization and management of six community banks in Texas and Washington, DC., including serving as Chairman/President/Chief Executive Officer of West University Bank, NA in Houston, which was established in 1976 and sold to Compass Bancshares, Inc. in 1998, and as Chairman/Chief Executive Officer of Century National Bank in Washington, D.C., which was established in 1982 and sold to United Bankshares, Inc. in 2001.  From 2002 through 2013, he was a partner in the law firm of McKee Nelson LLP and its successor firm of Bingham McCutchen LLP.  In 1980, Mr. Bracewell was appointed by President Jimmy Carter as President of the Solar Energy and Energy Conservation Bank.  Mr. Bracewell is a former director and vice chairman of the Federal Home Loan Bank of Atlanta, and a former director of the Independent Bankers Association of America.

Mr. Bracewell graduated from Harvard University with an AB cum laude in applied mathematics and holds an MBA from Stanford University, a JD summa cum laude from American University, and a Chartered Financial Analyst certificate.

The Honorable John H. Dalton - Director

Secretary Dalton served as a director of the Company from July of 2022 through April of 2023 when we became Director Emeritus.  He served as an Advisory Director for Trustar Bank from 2019 through June of 2022.

Secretary Dalton served as a director WashingtonFirst Bank from 2004 until it was acquired in 2018.  Secretary Dalton has had a distinguished career in government beginning as a naval officer.  Serving in the Navy from 1964 to 1969, he attained the rank of Lieutenant while serving on active duty and subsequently was promoted to Lieutenant Commander in the U.S. Naval Reserve.  In 1977, President Carter nominated him to be President of the Government National Mortgage Association of the U.S. Department of Housing and Urban Development.  In December 1979, President Carter nominated him to the Federal Home Loan Bank Board, where he served as a member and Chairman until July 1981.  On July 1, 1993, President Clinton nominated him to become the Secretary of the Navy.  Secretary Dalton was sworn in as the 70th Secretary of the Navy on July 22, 1993 and served in the capacity until November 1998.

In the private sector, Secretary Dalton began his career with the investment-banking firm of Goldman, Sachs & Company in Dallas, Texas.  After his first tour of appointed government service, he became President of the Real Estate Division of the Gill Companies of San Antonio, TX.  He then served as Chairman and Chief Executive officer of Freedom Capital Corporation, a savings and loan holding company.  He was later a Managing Director of Best Associates and Mason Best Company, private equity firms headquartered in Houston and Dallas respectively.  He then managed the San Antonio office of Stephens Inc., a Little Rock, Arkansas-based investment banking firm.

Secretary Dalton was recognized by the National Security Caucus as their prestigious International Security Leadership Award recipient in 1997.  The award recognized Secretary Dalton’s “leadership and vision in promoting American sea power and a bipartisan maritime strategy.”  Previous award winners include former Presidents George H.W. Bush and Ronald Reagan; former Secretaries of Defense William Perry and Caspar Weinberger; and former Senators John Stennis, John Tower, Henry Jackson and Sam Nunn.  Secretary Dalton is the only service secretary ever to receive this award. He has received numerous U.S. military decorations as well as decorations from the governments of Bahrain and Ecuador.

Honorary Advisory Members

Joseph Bracewell - Organizer and Chairman of the Board

Joseph S. Bracewell served as chairman of WashingtonFirst Bank from its inception in 2004 until its merger with Sandy Spring Bank in 2018. During his 45 years in the banking business, Mr. Bracewell has participated in the organization and management of six community banks in Texas and Washington, DC., including serving as Chairman/President/Chief Executive Officer of West University Bank, NA in Houston, which was established in 1976 and sold to Compass Bancshares, Inc. in 1998, and as Chairman/Chief Executive Officer of Century National Bank in Washington, D.C., which was established in 1982 and sold to United Bankshares, Inc. in 2001.  From 2002 through 2013, he was a partner in the law firm of McKee Nelson LLP and its successor firm of Bingham McCutchen LLP.  In 1980, Mr. Bracewell was appointed by President Jimmy Carter as President of the Solar Energy and Energy Conservation Bank.  Mr. Bracewell is a former director and vice chairman of the Federal Home Loan Bank of Atlanta, and a former director of the Independent Bankers Association of America.

Mr. Bracewell graduated from Harvard University with an AB cum laude in applied mathematics and holds an MBA from Stanford University, a JD summa cum laude from American University, and a Chartered Financial Analyst certificate.

Ryan Kerrigan - Honorary Advisory Member

Patrick Ryan Kerrigan is an American football defensive end for the Philadelphia Eagles of the National Football League (NFL). He played college football at Purdue, where he was recognized as a unanimous All-American and was drafted in the first round of the 2011 NFL Draft. He is the all-time leader for consecutive starts by a left outside linebacker in NFL history and the Washington Football Team all-time sacks leader at 84.5 sacks.

Ryan is very active in the community and focuses his time and talent on providing opportunities, support, and resources to children and families in need in the Greater Washington D.C. area.

Ryan is married to his wife Jessica and has one daughter Lincoln, and two dogs, Franklin and Kennedy.